Learn How to Send Money through Smart Padala International


Smart Padala International is the first international cash remittance service in the country via text. It is fast and cheaper way of remitting cash from a sender abroad to a cellphone of a beneficiary in the Philippines.Convenience is the most preferred service for every sender when remitting their money.

How does Smart Padala work?

For senders abroad:

1. Go to any Smart Padala remittance partner. Fill out an information sheet about your beneficiary in the Philippines. In particular, you must know the Smart mobile number / Smart  Money number of your beneficiary.

2. The Remittance Center will transfer your remittance to the Smart  Money number of your Beneficiary. * NOTE: if you’re using Smart  Padala for the first time, your beneficiary will be assigned a Smart  Money number to which the remittance will be transferred.

3. After a few seconds/minutes, the Remittance Center will confirm that the transaction has been completed.

For beneficiaries in the Philippines:

1. You will receive a text message indicating your 16-digit Smart  Money number. Another text message will be sent to confirm that the money has been received through the Smart  Money number.

2. To encash, go to any Smart Padala Center.

3. You will be sent a Smart Money card or you have the option to get a Smart Money card in any Smart Wireless Center. Using the card, you can withdraw cash in any Banco de Oro, Expressnet or Megalink ATM’s nationwide.

How to get a Smart Money Number?

For Smart Super SIM 3 users:

1) In your Smart celfone, go to Smart Menu and click Smart Money
2) Choose Activate Card
3) Enter your desired 6-digit w-PIN twice.
4) You will receive a confirmation message with your activated 16-digit Smart Money Number.

For Smart Super SIM 1 & 2 users:

1) Text MONEY to 343
2) You will receive a confirmation message with your 16-digit Smart Money Number.
3) In your Smart Celfone, go to Smart Menu, select Activate card and enter your Smart Money Number.
4) Name the card & confirm activation
5) Enter default PIN (123456) then enter your new PIN.

This process on how to send money via text messaging could help minimizing time and effort when  sending money back home especially to their respective receivers. Source

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